In this day and age, there are many things that can only happen because of self-neglect or even someone else that makes you have to know what you have to do if it happens to you. Another thing that you also need to be aware of is when your insurance claim cannot be disbursed just like that. However, there are now many lawyers who are experts in this field and can help you. One of them is what you can visit at personal injury lawyer las vegas.
Regarding insurance claims, there are indeed some cases that cause the insurance claim to be rejected by the insurance itself. However, the refusal certainly has its own causes. Some of the reasons for rejecting the insurance claim are
– Claims are not listed in causal
An insurance policy contains an agreement that covers the criteria for what is entered and is not included in the insurance coverage. In TLO car insurance, what is meant by severe damage can vary from one insurance to another insurance. It could be at least 70%, 75%, even 80%. So, insurance will not cover damage financing, if damage does not reach the agreed percentage.
– Submission of claims exceeding the specified time
Insurance claims can be delayed or even rejected if the handling of claims exceeds the time specified in the policy. Insurance always provides a certain time limit for handling claims. Through that, claims can be rejected. Car insurance claims must be taken care of immediately because the time limit is short, only 3 x 24 hours. As for insurance such as life insurance, the time limit is between 30-60 days.
– Policyholders violate the law
Another reason that makes an insurance claim rejected is if the policyholder commits an unlawful act. For example, if the policyholder does not have a license when driving, parking in any place, and getting drunk while driving. Insurance policies are always compliant with the applicable law so that it is impossible to accommodate things that occur due to a violation of the law.